Medicare
You have many options available to you regarding Medicare, and we will explain them thoroughly.
The Annual Enrollment Period (AEP) for Medicare Advantage and RX plans (Oct. 15th thru Dec. 7th) is quickly approaching! Please watch your mail for your annual notice of change packet that will be sent directly from the Insurance Company this month. This packet will include any benefit or premium changes for the Upcoming plan year. You also have the option of attending a member meetings your current carrier may host in your area.
Please remember that to retain our assistance throughout the year, your agent does need to sign all plan change forms or new applications. These forms may be returned to our office and we will send them in for you and keep documentation proving any changes were submitted before the deadline of December 7th.
Our Agency provides annual review meetings for any existing plan members who would like to review the changes for next year and compare with other plans our agency represents. Please stop by your local office after October 1st for more detailed information or call to schedule your account reivew appointment.
As a reminder, October 15th through December 7th is the only time you are able to make changes to your Medicare Advantage Plan or Standalone RX coverage for the following year.
We look forward to being of service to you during the upcoming Annual Open Enrollment Period. Remember we also have dental and vision options available!
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At Your Appointment ...
You’ll want to bring in your current Medicare care and a list of your prescriptions. Be sure to plan ahead so that you can have time to make a decision before the enrollment period ends.
You can also speak to any of our agents about:
- Adding an Advantage or Supplemental Plan to your current Medicare
- Enrolling in a Part D (Drug) Plan or
- Keeping Original Medicare and not enrolling in Part D
Annual Enrollment for Medicare parts C & D
Each year you have a chance to make changes to your Medicare Advantage or Medicare prescription drug coverage for the following year. During Open Enrollment Medicare Beneficiaries can:
- Change from Original Medicare to a Medicare Advantage Plan.
- Change from a Medicare Advantage Plan back to Original Medicare.
- Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
- Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
- Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage.
- Join a Medicare Prescription Drug Plan.
- Switch from one Medicare drug plan to another Medicare drug plan.
- Drop your Medicare prescription drug coverage completely.
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Regence Medicare Plans Pacific Soure Medicare Advantage
Providence Medicare Advantage Wellcare Medicare Advantage
Medigap Plans - New Birthday Rule
Medicare supplemental plans (also called Medigaps) help cover the gap in insurance that Original Medicare (Parts A and B) do not cover. Medicare beneficiaries with a policy issued any time after January 1st,1990 now have a yearly opportunity to change plans and carriers as long as switching to the same plan type or one with lesser benefits. Availability to change starts on your birthday and remains available for 30 days. This is guaranteed, regardless of your health. Contact an agent for assistance.
CMS Disclaimer:
Curry County MA/MAPD plans
We do not offer any plans available in your area. Please contact Medicare.gov or 1-800-Medicare, or your local State Health Insurance Program to get information on all your options.
Lane County MA/MAPD plans
We do not offer every plan available in your area. Currently we represent (7) organizations which offer (36) Advantage plan products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.
Lincoln County MA/MAPD plans
Currently, we represent 2 organization which offers (6) products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for help with plan choices.”
Coos County MA/MAPD plans
Currently, we represent 1 organizations which offers (1) product in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for help with plan choices.”
Coos, Curry, Douglas, Lane & Lincoln County RX plans
We do not offer every plan available in your area. Currently we represent (5) organizations which offer (6) products in your area. Please contact Medicare.gov or 1-800-Medicare, or your local State Health Insurance Program to get information on all your options.